The Image Deposit Exchange (The Exchange) network was created as a response to the growing demand from businesses and banks to capitalize on Check 21 legislation that allows electronic check processing directly from their back offices. Image deposit removes many of the constraints of traditional paper-based bank checking practices while saving time and money.

Our purpose is to replace the manual process of moving paper checks between businesses and banks with a secure and completely electronic transaction. From image capture to check clearing to funds deposit and reporting, The Exchange provides the systems, services and support to create a truly paperless image deposit checking solution.